Personal Lending

Personal loans can be a cost effective way of borrowing and are available for terms that fit your particular needs. What can you do with a personal loan? Buy a car, boat or other big-ticket item; finance a trip; take care of an unplanned expense; or finance any personal need other than buying a home.

With a Jefferson Security Bank personal loan, the interest rate is usually fixed for the term of the loan so you know exactly how much to budget for payments. In addition, you have the flexibility to make lump-sum payments or to repay the loan early, at no additional cost.

Who makes the payment if you are sick or injured and unable to work? Jefferson Security Bank has credit protection plans available that will pay the monthly installment should the borrower be unable to work because of sickness or injury. Credit life plans are also available that will pay the loan in full upon the death of the borrower.

To apply for a personal loan, visit the Online Application or visit one of our convenient locations and ask to speak to a loan officer. In most cases, we will provide a same-day answer to your request.

Thinking about trading in your car or truck on a new one, or just curious to see what it is worth? Refer to the NADA website to determine the value of your vehicle at http://www.nada.com. The site will provide you with a retail / trade-in value of your vehicle.

To apply for a vehicle loan, visit the Online Application in the drop-down box under Loans or visit one of our convenient locations and ask to speak to a loan officer. In most cases, we provide a same-day answer to your request.